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Terms & Conditions
BankersLiquidation.com
FEE DISCLOSURE, AUCTION TERMS and PARTICIPATION AGREEMENT

FEES
$ 49.00 Annual Subsrcription Fee*
Buyers Fee- $ 199.00 per unit.
Sellers Fee- $ 299.00 per unit.

For a 30 Day Free Trial Subscription*, enter applicable promo code.
RV Dealers use Promo Code RV30 or Marine Dealers use Promo Code Boat30

All Buyer / Seller Fees Apply!

*You must cancel subscription within 30 days of Free Trial or Credit Card will be billed $49.00
for annual subscription.

AUCTION TERMS
By clicking the "I agree" checkbox and the "Bid" or "Buy Now" button, you accept all of the policies, terms and conditions and acknowledge and agree that such terms and conditions will govern each sale transaction you engage in which will be enforceable against you like any written negotiated agreement signed by you on your behalf. SELLER and PURCHASER agree by their signatures on the face of this agreement to abide by all auction policies, which are incorporated herein, and all policy decisions of management. PURCHASER and SELLER agree that this agreement shall be of the same force and effects as though personally signed by them even though it only contains their identification plate, or other authorized signature. Any adjustments or rejections must be made prior to settlement. The Vehicle must be paid for on day of purchase or this sale may be considered null and void at AUCTION’s discretion. SELLER and PURCHASER agree that ENROUTE FINANCIAL, LLC and its affiliates retain the right to cease doing business with either of them as it sees fit, and that ENROUTE FINANCIAL, LLC is not a bailee. Title to the Vehicle does not pass to PURCHASER until good funds are received. The PURCHASER agrees: to purchase this vehicle “as is” for the purchase price shown; before settling for this vehicle, to check the serial and/or engine numbers on the vehicle with those on the title; to check the actual condition of the vehicle with its description and with the recommendation, if any, when offered for sale at this auction; not to resell the Vehicle until good funds have been transmitted to SELLER; upon making settlement in cash or by check or draft in lieu of cash to consider the transaction a fully consummated cash transaction for present consideration; that no stop payment of his check to SELLER shall be honored; that any stop payment order of a check/draft or giving a check/draft which is returned unpaid shall be deemed by the parties to be prima facie evidence of fraud existing at the time the transaction was consummated, and shall be construed by the parties as an intent to defraud in order to consummate the transaction; and that SE:LLER may deposit any check or draft immediately upon receiving it. PURCHASER agrees to make any claim of defects with the RV with SELLER, and immediately to notify ENROUTE FINANCIAL, LLC pursuant to its policies. PURCHASER agrees that it is responsible for its own transportation. IPURCHASER represents to ENROUTE FINANCIAL, LLC that it is solvent, and that the Vehicle is purchased solely for resale. The SELLER covenants with the PURCHASER that he is the true and lawful owner of the described vehicle ("Vehicle"), that the same is free from all liens and encumbrances; that he has good right and full power to sell and transfer title to the same; and that he will warrant and defend the same against the lawful claims and demands of all persons whomsoever. If SELLER is a corporation, by the execution of the agreement, the officers of said corporation do hereby individually and personally guarantee performance of the corporation’s warranties. SELLER agrees to be bound by the TERMS OF SALE and acknowledges responsibility for completion and execution of the required odometer mileage statement pertaining to the Vehicle described herein. TITLE GUARANTEE Upon payment of the purchase price and upon delivery of the title to the PURCHASER, SELLER in accordance with the following terms and conditions, GUARANTEES THE TITLE of the Vehicle to be FREE AND CLEAR OF ALL LIENS AND ENCUMBRANCES. Whenever any claim is made by any person against the title of the Vehicle, whether by suit or otherwise, the PURCHASER shall within five days after becoming aware of said claim notify ENROUTE FINANCIAL, LLC, giving full particulars of the claim and shall cooperate fully in defending any legal action and in taking any other steps to minimize possible loss. The PURCHASER shall not surrender possession of the vehicle, except as required by legal process, to any such claimant, nor shall it voluntarily pay or acknowledge the validity of any such claim, without the prior approval of ENROUTE FINANCIAL, LLC. On payment of any claim under this guarantee, the PURCHASER will execute all necessary papers subrogating its right to recover against the SELLER, or others, to ENROUTE FINANCIAL, LLC. DISCLAIMERS and INDEMNIFICATION SELLER and PURCHASER agree that ENROUTE FINANCIAL, LLC is neither responsible for odometer mileage on the consigned vehicles nor for the information contained in the odometer mileage statement which SELLER as Transferor is required to complete and sign and PURCHASER as Transferee is required to acknowledge. SELLER and PURCHASER agree that all representations concerning the Vehicle are solely the responsibility of the SELLER, before the sale, on this agreement, or otherwise, and acknowledge and agree that ENROUTE FINANCIAL, LLC has made no representations whatsoever about the Vehicle. ENROUTE FINANCIAL, LLC is merely performing an auction service, and expressly disclaims all express and/or implied warranties as to merchantability, fitness or any other matter whatsoever other than the title guarantee set forth above. SELLER and PURCHASER agree to indemnify and hold ENROUTE FINANCIAL, LLC harmless from any liability, loss, costs, damage or expense, including attorney’s fees which may arise either directly or indirectly from the sale and purchase of the Vehicle including, but not limited to, any matters relating to odometer mileage or odometer mileage statements. If ENROUTE FINANCIAL, LLC is required to make a claim as a result of this transaction against either SELLER or PURCHASER or an agent or employee of SELLER or PURCHASER or an insurance carrier insuring or bonding SELLER or PURCHASER, then the Auction shall recover, in addition to the amount of the claim and the costs incurred in the claim, reasonable attorney's fee in an amount not less than 25% of the amount of the claim, regardless of whether suit is filed, including appellate fees and costs. Interest shall accrue on the unpaid balance of any such claim at the rate of 1.5% per month. The Vehicle is purchased for resale in the form of tangible personal property in the regular course of business and is the sort usually purchased by the PURCHASER for resale. In the event that the property is used for any purpose other than for resale, PURCHASER will pay direct to the proper taxing authorities such sale or use tax as may then be accrued and become payable. The PURCHASER further certifies that he holds a retail sales tax registration certificate, license or other permit, issued by the sales tax authority of this state, and county. ENROUTE FINANCIAL, LLC MANAGEMENT RESERVES THE RIGHT TO VOID A TRANSACTION
PARTICIPATION AGREEMENT
PLEASE READ CAREFULLY ALL THE TERMS AND CONDITIONS OF THIS PARTICIPATION AGREEMENT AND THE PRIVACY POLICY. NO BUYER OR SELLER WILL BE PERMITTED TO USE ("BANKERSLIQUIDATION.COM") WEBSITE UNLESS IT ACCEPTS THE TERMS OF THIS AGREEMENT. YOU HEREBY CERTIFY THAT YOU ARE AN AUTHORIZED REPRESENTATIVE OF THE BUYER OR SELLER REFERENCED IN YOUR BANKERSLIQUIDATION.COM ACCOUNT (THE "PARTICIPANT"). BY CLICKING THE "AGREE" BUTTON BELOW, YOU ACCEPT THE TERMS AND CONDITIONS OF THIS AGREEMENT ON BEHALF OF PARTICIPANT. As a user of the BANKERSLIQUIDATION.COM website, hereafter referred to as BLC, whether as a seller or buyer of a vehicle, Participant agrees to the following terms and conditions: 1. General Provisions BLC’s collection, use and disclosure of information are subject to the terms of its privacy policy, shown below. Should Participant believe that any material on the BLC website is inaccurate, Participant should forward a copy of the material to BLC’s Customer Support Manager (admin@bankersliquidation.com), along with an explanation of Participant's objection. If Participant believes its intellectual property has been improperly posted or distributed via the BLC website, Participant should notify BLC by sending a notice by U.S. Mail to: Bankersliquidation.com, Enroute Financial LLC, 7600 West 110th Street, Suite 200, Overland Park, KS 66210. BLC may change the terms of this agreement from time to time. By continuing to use the BLC website following BLC's notice to you of such changes, you agree to be bound by this agreement, as modified. BLC may change, restrict access to, suspend, or discontinue the BLC website, or any portion of the BLC website, at any time. BLC reserves the right to deny use of the BLC website to anyone who does not comply with the requirements set forth in this agreement or who otherwise uses the BLC website in a manner BLC considers inappropriate. 2. How the BLC Website Works The BLC website is a virtual, wholesale vehicle marketplace, where wholesale buyers and wholesale sellers can efficiently buy and sell vehicles outside physical auction lanes. Sellers – commercial consignors, lenders, wholesalers, brokers and dealers – list vehicles for sale through the BLC website. Each listing includes a vehicle identification number and description, seller disclosure(s) regarding vehicle condition, and a sale price. Sellers may offer vehicles for sale in both fixed price and auction-style formats. 3. Registration and Access To obtain access to the services and features of the BLC website, each representative of Participant will first need to register with BLC. As part of the registration process, each representative will select a user name and a password. If BLC has reasonable grounds to suspect that information a representative provides as part of his registration is untrue, inaccurate, not current or incomplete, BLC has the right to suspend or terminate the representative's account and refuse any and all current or future use of the BLC website (or any portion thereof). Participant and its representatives are responsible for maintaining the confidentiality of passwords and account numbers, and Participant is responsible for all activities that occur under its account and the accounts of its representatives. If Participant discovers or suspects any unauthorized use of its account or any of its representatives' accounts or any other breach of security, Participant will immediately notify BLC's Customer Support Manager (admin@bankersliquidation.com). BLC is not responsible for any loss or damage arising from Participant's failure, or the failure of Participant's representatives, to protect or to keep password or account information confidential. 4. Conducting Transactions Information about a particular vehicle listed on BLC is supplied by the seller of the vehicle, not by BLC, and BLC does not make any representations or warranties with respect to the accuracy or completeness of such information or the condition of any vehicles. Responsibility for the information contained in vehicle listings lies with each seller. Although BLC cannot monitor all the listings posted to the BLC website, BLC reserves the right (but assumes no obligation) to delete, move, or edit any listings, ads or other postings that BLC considers unacceptable or inappropriate, whether for legal or other reasons. By using the BLC website Participant (for itself and on behalf of each of its representatives) agrees not to post or transmit any defamatory, abusive, obscene, threatening, misleading, or illegal material, or any other material that infringes on the rights of others or interferes with the ability of others to use the BLC website. BLC will not, in the ordinary course of business, review the content of private electronic messages that are not addressed to BLC. However, BLC may occasionally release information concerning such communications when release is appropriate to comply with law (including disclosure in response to a request from a law enforcement agency), to enforce this agreement, or to protect the rights, property or safety of visitors to the BLC website, BLC's advertisers, the public or BLC. Neither Participant nor any of Participant's representatives may contact a buyer or seller to sell or purchase a vehicle listed on BLC outside of BLC. Repeated attempts to do so may result in termination of Participant's access to BLC. 5. Additional Terms and Conditions for Sellers When Participant offers a vehicle for sale through BLC, Participant must be prepared to sell that vehicle at the price at which, and the terms on which, Participant has listed it. Participant must have the ability to transfer title of the actual vehicle listed. Participant must deliver any title (unless title delay is announced) to the selected Facilitation Service Provider within 3 days of sale. By using the BLC website, Participant agrees that vehicle inventory made available by it (or on its behalf) for listing on BLC may be displayed on BLC and other portals that BLC may select, and for any other purposes at BLC's discretion, including, but not limited to, providing listings to third parties to obtain wider distribution and using listing data to derive and distribute other information, such as vehicle valuations and market information. BLC and its licensees may include Participant's name, contact(s), location and phone number in Participant's vehicle listings. Participant agrees that BLC may reject any vehicle listing in BLC's discretion. Participant also agrees that positioning of listings is at BLC's discretion. Participant agrees that BLC owns all rights (including, without limitation, copyright rights) in the BLC website and in any information collected by BLC or its vendors and/or licensees relating to users of the BLC website (including, without limitation, any personally identifiable transaction data and "clickstream" data). Participant represents and warrants that it has all rights necessary to make available its vehicle listings information to BLC and its licensees, and that BLC's access, distribution, and use of the vehicle listings information as contemplated by this agreement will not violate any applicable law, rule or regulation and will not infringe any rights of any third party, including, but not limited to, any contractual rights, copyright, trademark, patent, or trade secret rights or any right of privacy or publicity. Participant will indemnify and hold BLC and its employees, and its licensees and their affiliated entities, and their employees, harmless against any and all expenses and losses of any kind (including reasonable attorneys' fees) incurred by them in connection with any breach or alleged breach of any of the foregoing representations and/or warranties, and/or resulting from any mistake or inaccuracy in vehicle listings information made available by Participant (or on Participant's behalf), and/or arising out of BLC's use of vehicle listings information made available by (or on behalf of) Participant. By submitting material to BLC, Participant is permanently granting BLC all rights to the material, including the right to modify the material, to display and distribute the material and otherwise use it commercially, and to maintain the material in an archive. Participant represents and warrants that (i) it is the true and lawful owner of each vehicle listed on BLC on Participant's behalf, (ii) that the same is free from all liens and encumbrances, (iii) that Participant has the good right and full power to sell and transfer title to the same, and (iv) that Participant will warrant and defend the same against the lawful claims and demands of all persons whomsoever. 6. Additional Terms and Conditions for Buyers Participant understands and agrees that it may not retract any bids to purchase a vehicle via BLC without BLC’s express written permission. The submission of a bid for a vehicle by (or on behalf of) Participant automatically becomes a legally binding contract to purchase the vehicle from the seller at the price and on the terms bid by (or on behalf of) Participant. Participant may use BLC's maximum (proxy) bidding feature to automatically bid on vehicles listed on BLC. BLC's proxy bidding feature enables Participant to submit a maximum bid amount for a specific vehicle and authorizes BLC to bid on the vehicle on Participant's behalf. By clicking the "I agree" check box next to the Purchase Terms link and the "Bid" or "Buy Now" button, you, on behalf of Participant, are agreeing to all of the policies, terms and conditions of such Purchase Terms and agree that each BLC sale transaction Participant engages in will be governed by such terms and conditions. The Purchase Terms will be enforceable against Participant like any written negotiated agreement signed by Participant. If Participant does not agree to the Purchase Terms, do not click the "I Agree" checkbox. Participant represents and warrants that it has all rights necessary to purchase the vehicles for which it submits bids within the BLC marketplace, and that these purchases, as contemplated by this Participation Agreement will not violate any applicable law, rule or regulation. Participant will indemnify and hold BLC and its employees, and its licensees and their affiliated entities, and their employees, harmless against any and all expenses and losses of any kind (including reasonable attorneys' fees) incurred by them in connection with any breach or alleged breach of any of the foregoing representations and/or warranties. Participant acknowledges, understands, and agrees that each and every vehicle for which it may submit bids is offered for sale and will be sold “as-is, where-is and with all faults” in its existing plight and condition, without warranty or representation of any kind, whether as to condition, character, merchantability, fitness, fitness for a particular purpose, safety, safety of operation, description or otherwise. 7. Consent to Receive Advertising and Other Communications Participant acknowledges that BLC may use means other than the website to support the sale and purchase of vehicles and to promote the services it offers buyers and sellers. Participant consents to be contacted directly by BLC if BLC believes it can assist Participant in its sale or purchase of vehicles through BLC or if BLC has an offer that it believes may be of interest to Participant. In such instances, the terms of this Participation Agreement will apply. If, pursuant to this direct contact, Participant authorizes BLC to act on its behalf in connection with the sale or purchase of a vehicle, no fiduciary duty shall be created. Participant's authorization shall be deemed to include, when necessary, consent to BLC's use of Participant's account and password to access the system on Participant's behalf and to place bids authorized by Participant. Participant may terminate its consent only by providing a written notice, executed by an authorized representative of Participant, to BLC's Customer Support Manager at 7600 West 110th Street, Suite 200, Overland Park, Kansas, 66210. The written notice must expressly state that Participant is revoking its consent to receive advertising offers and other information from BLC. Participant represents and warrants that it owns or leases the facsimile equipment that will be used to receive fax messages at the facsimile number(s) that Participant provides or uses. 8. Links to Other Sites BLC may make available a variety of links to other vendors' websites where Participant can obtain vehicle related products and services, including facilitation services. BLC cannot guarantee the prices, terms, quality, reliability or performance of the products or services provided by these vendors. BLC is not responsible for the products or services these vendors provide. Participant releases BLC and its affiliates from any damages that Participant may incur, and agrees not to assert any claims against them, arising from Participant's purchase or use of third party supplied products and services. 9. Ownership and Permissions The materials on the BLC website are the property of BLC or its licensors, and are protected by U.S. copyright laws, other copyright laws, and international conventions. Except as explicitly provided in this agreement, neither Participant nor its representatives may distribute, transmit, display, reproduce, modify, create derivative works from, or otherwise exploit any of the materials on the BLC website. Neither Participant nor its representatives may use automated means, such as robots, screen scrapers, or spiders, to collect and/or index any information contained on the BLC website. Participant may display and occasionally print a single copy of any page on the site for its own use, but neither Participant nor its representatives may otherwise reproduce any material appearing on the BLC website without BLC's prior written consent. Neither Participant nor its representatives may store any significant portion of, nor distribute copies of, materials found on the BLC website, in any form (including electronic form), without prior written permission from BLC. Requests for permission to reproduce or distribute materials found on the BLC website should be sent to BLC's Customer Support Manager (admin@bankersliquidation.com) or at 7600 West 110th Street, Suite 200, Overland Park, Kansas, 66210. Participant may establish a hypertext link to the BLC website so long as the link does not state or imply any endorsement or sponsorship of Participant by BLC or any of its affiliates. However, without the prior written permission of BLC, neither Participant nor its representatives may frame any of the content of the BLC website or incorporate into another website or other service any intellectual property of BLC or its licensors. Requests for permission to frame BLC's content may be sent to BLC's Customer Support Manager, either by email or at the address above. Bankersliquidation.com, BLC and the bankersliquidation.com logo are trademarks of Enroute Financial, Inc. The names of other products and services referred to on the BLC website may be the trademarks of their respective owners. Neither Participant nor its representatives may use any trademark or service mark appearing on the BLC website without the prior written consent of the owner of the mark. By using the BLC website Participant agrees (for itself and on behalf of its representatives) not to post or transmit any defamatory, abusive, obscene, threatening, misleading, or illegal material, or any other material that infringes on the rights of others or interferes with the ability of others to use the BLC website. BLC will not, in the ordinary course of business, review the content of private electronic messages that are not addressed to BLC. However, BLC may occasionally release information concerning such communications when release is appropriate to comply with law (including disclosure in response to a request from a law enforcement agency), to enforce this agreement, or to protect the rights, property or safety of visitors to the BLC website, BLC's advertisers, the public or BLC. Your obligations concerning misuse and confidentiality of the Data and BLC's right of action or claim against you for any breach thereof shall survive the termination of this Agreement. 10. Disclaimer of Warranties, Limitation of Liability, and Indemnification IF PARTICIPANT RELIES ON BANKERSLIQUIDATION.COM OR ANY INFORMATION, PRODUCT OR SERVICE AVAILABLE THROUGH BLC, PARTICIPANT DOES SO AT ITS OWN RISK. PARTICIPANT UNDERSTANDS THAT THERE MAY BE DELAYS, OMISSIONS, INTERRUPTIONS, INACCURACIES, AND/OR OTHER PROBLEMS WITH THE INFORMATION, PRODUCTS, AND SERVICES PUBLISHED ON OR PROMOTED VIA BLC. THE SERVICES PROVIDED BY BLC AND THE BLC WEBSITE ARE PROVIDED TO PARTICIPANT "AS IS." BLC AND ITS PARENTS, AFFILIATES, AGENTS AND LICENSORS, CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION AVAILABLE THROUGH BLC (OR ANY INFORMATION, GOODS OR SERVICES THAT ARE REFERRED TO, ADVERTISED OR PROMOTED ON, OR SOLD THROUGH THE BLC WEBSITE). NOR DOES BLC OR ITS PARENTS, AFFILIATES, AGENTS OR LICENSORS GUARANTEE THAT THE BLC WEBSITE WILL BE ERROR FREE, OR CONTINUOUSLY AVAILABLE, OR THAT THE BLC WEBSITE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. UNDER NO CIRCUMSTANCES WILL BLC OR ITS PARENTS, AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO PARTICIPANT OR ANYONE ELSE FOR ANY DAMAGES OTHER THAN DIRECT DAMAGES, ARISING OUT OF PARTICIPANTS USE OF THE BLC WEBSITE OR ANY PRODUCT OR SERVICE LINKED TO FROM OR ADVERTISED OR PROMOTED ON THE BLC WEBSITE, INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, PUNITIVE, EXEMPLARY, OR OTHER DAMAGES OF ANY KIND (INCLUDING LOST REVENUES OR PROFITS, LOSS OF BUSINESS OR LOSS OF DATA), EVEN IF BLC OR ITS PARENTS, AFFILIATES, AGENTS OR LICENSORS ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. PARTICIPANT AGREES THAT THE LIABILITY OF BLC AND ITS PARENTS, AFFILIATES, AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM ARISING OUT OF OR OTHERWISE RELATED TO THE BLC WEBSITE AND/OR BLC'S SERVICES WILL NOT EXCEED THE AMOUNT PARTICIPANT PAID, IF ANY, FOR THE USE OF THE BLC WEBSITE, OR FOR THE PROVISION OF SUCH SERVICES, OUT OF WHICH SUCH LIABILITY ALLEGEDLY ARISES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SOME OF THESE LIMITATIONS MAY NOT APPLY TO PARTICIPANT. PARTICIPANT AGREES TO INDEMNIFY AND HOLD HARMLESS BLC, ITS PARENTS, AFFILIATES, EMPLOYEES, OWNERS, REPRESENTATIVES, AND LICENSEES AGAINST ANY AND ALL CLAIMS, OF WHATEVER NATURE, THAT ARISE OUT OF ANY LISTING PARTICIPANT PLACES THROUGH THE BLC WEBSITE AND ANY AND ALL CLAIMS WITH RESPECT TO PARTICIPANT'S CONSENT TO RECEIVE ADVERTISING OFFERS AND OTHER INFORMATION VIA DIRECT MAIL, TELEPHONE, EMAIL, AND FACSIMILE TRANSMISSIONS FROM BLC. 11. Miscellaneous Neither Participant nor its representatives may use the services provided by BLC to send unsolicited bulk and/or commercial messages ("spamming"). Participant may not use information concerning other users of the BLC website, or the vehicles they have listed or searched for on the BLC website (including listing information, user names, email addresses, telephone numbers, and/or other information), for any purpose other than to explore the potential purchase or sale of a listed vehicle. PRIVACY POLICY Bankersliquidation.com, ("BLC," "we" or "us") respects the privacy of visitors to the BLC website. Please read this Privacy Policy carefully so that you understand what personal information BLC collects online and what it does with that information. This Privacy Policy does not apply to information you may provide to BLC offline or through other means, for example, via email, via telephone, or at an auction location. This Privacy Policy also does not apply to information you may provide to BLC about your business, but only applies to personally identifiable information. If you have questions about this Privacy Policy, please contact us at support@bankersliquidation.com THE INFORMATION WE COLLECT The information BLC collects online through the BLC website falls into two categories: (1) information voluntarily supplied by users of the Service, and (2) tracking information gathered as visitors navigate through the BLC website. Third-party providers or websites featured on or linked to by the BLC website may be gathering information, as well, through processes we don't control. Examples of the types of information the users of the Service may submit include, without limitation, registration information, purchase requests or feedback, and other inquiries or submissions. For example, to make use of certain features on the BLC website, visitors need to register with BLC and provide certain information as part of the registration process. BLC also may ask for information from those who buy products or services or conduct other transactions through the BLC website. The information you provide allows us to make the site more useful to you by providing information tailored to your individual needs or specific features that you may find useful and also allows us and our vendors to process transactions. Supplying this information is voluntary; however visitors to the BLC website who don't wish to supply the information necessary to register or to use particular features will not be able to take advantage of the majority of features and content available on the BLC website. In addition, BLC may use a variety of methods to track visitors as they navigate the BLC website. BLC may keep track of the pages visited by its users by placing a small entry in text file, called a cookie, on a user's hard drive. The cookie contains an ID number that allows BLC to track the pages visited. This data is aggregated with data on the pages visited by other users to track overall visitor traffic patterns. Cookies don't reveal personal information; the only personal information a cookie can contain is information you supply yourself. Cookies can't read unrelated data off your hard drive. The help function on most web browsers contains information on how to set your browser to notify you before accepting a cookie or to disable cookies entirely. If, however, you don't accept cookies, you may not be able to take advantage of various features on the BLC website that are available to other visitors. In addition, BLC's web server may automatically collect limited information about your computer configuration when you request pages from the BLC server, including the type of browser software you use, the operating system you're running, the resolution of your computer monitor, the website that referred you, and your IP address. Your IP address is a number that is used by computers connected to the Internet to identify your computer so that data (such as the web pages you request) can be sent to you. This information does not identify you personally. To help BLC keep track of how many users are visiting particular pages within its website, and how many users are accessing particular listings that it distributes, BLC may place a small file, called a web beacon, on some of its pages and on some of the listings it distribute. These web beacons allow BLC to track the number of users that view its pages and its listings, but they don't reveal any personally identifying information about individual users. Advertising networks with which we are affiliated may also use web beacons on our site to gather similar anonymous "clickstream" information, which is used to deliver targeted advertising messages to our visitors. USE AND DISCLOSURE OF INFORMATION BLC reserves the right to use, and to disclose to third parties, information collected from you while you are using the Service for a variety of reasons and purposes, such as providing you with information about products and services that we believe may be of interest to you. Statistical Information. Much of the information we collect is in the form of aggregated statistics, such as the traffic that visits various pages within our site, and the habits and preferences of our audience. Such aggregated information does not include any information that would identify you personally. We may use such aggregated information and disclose it to third parties as we see fit. Other Disclosures. We may occasionally release information about our visitors when release is appropriate to comply with law, to enforce the Participation Agreement, or to protect the rights, property or safety of visitors to our site, our customers, the public or BLC. As our business grows, we may buy or sell various assets. In the unlikely event that BLC, the Service, one of BLC's business units, or substantially all or part of BLC's assets are acquired by another company, information on our visitors may be among the transferred assets. We also may allow others to search some of our databases and to analyze the data they find there or aggregate it with other data, either for their business purposes, or ours. LINKS AND FEATURES OFFERED IN CONJUNCTION WITH OTHER PROVIDERS To make our website more valuable to our visitors, we may feature some products and services that come from other providers through cooperative arrangements with companies that specialize in providing such services. We may share with these third parties such information as is necessary for them to provide the products or services. Of course, our site includes links to other services, and may provide access to products and services offered by third parties, whose privacy policies we don't control. In addition, our site may provide links to individual vehicle auctions, which have their own privacy policies and practices that we do not control. When you access another website or purchase products or services or conduct other transactions through our site, use of any information you provide is governed by the privacy policy of the operator of the site you're visiting or the provider of such products or services. When you provide information in the course of obtaining products or services through this website, use of any information you provide may be governed by the privacy policy of the provider of those products or services. The provider's privacy policy may differ from ours. If you can't find the privacy policy of any of our provider partners via a link either from their site's homepage or from the pages on which the products or services are offered, you should contact the provider directly for more information. CHANGES TO THIS PRIVACY STATEMENT The Web is an evolving medium. If we need to change our privacy policy at some point in the future, we'll post the changes to this Privacy Policy before they take effect. By visiting our site, you agree that your visit, and any dispute over privacy, is governed by this Privacy Policy and our Participation Agreement.

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